Money, Wealth & Financial Therapy

Money influences far more than day-to-day decisions. It can shape how you understand security, success, and failure, and how you position yourself in relation to others and the world around you.

It can also affect relationships, expectations, and the choices that feel available or out of reach. For some, this is reflected in clear patterns around spending or saving. For others, it takes the form of hesitation, pressure, or a sense of uncertainty about what is “enough.”

These patterns tend to reflect earlier experiences, internalized beliefs, and ways of managing risk, responsibility, or self-worth.

 How We’ll Approach This Work

This work focuses on understanding your relationship with money as it has developed over time, and how it operates in moments that matter.

We may explore:

• The beliefs and assumptions you hold about money

• Patterns in decision-making, spending, or avoidance

• Emotional responses that arise in financial situations

• Different parts of you that approach money in different ways

• The degree of alignment between your financial behaviour and what matters to you

Some patterns feel familiar but difficult to shift, including cycles of overcontrol, impulsivity, or hesitation.

 In practice, this work looks closely at how financial decisions are made, what influences them, and how those patterns can be approached differently.

It is informed by cognitive and behavioural models, acceptance-based approaches, and parts-based frameworks, alongside financial psychology perspectives developed by Brad Klontz, Ted Klontz, and Vicky Reynal.

Family & Inherited Wealth

Your financial concerns may be connected to inherited or family wealth, or to sudden or significant financial resources.

These situations raise a distinct set of questions:

• How to relate to money that was not self-generated

• The expectations, responsibilities, or pressures that accompany wealth

• Differences in financial values within families or relationships

• Questions of identity, purpose, or direction

• The impact of wealth on relationships, boundaries, and decision-making

There can be tension between independence and obligation, or uncertainty about how to make choices that feel genuinely one’s own.

In this context, the work extends beyond managing resources. It involves developing a sense of direction, capability, and identity alongside those resources. This can include clarifying what feels meaningful, how you want to contribute, and how to make decisions that reflect your own values rather than others’ expectations.

In moving toward toward a way of relating to money that feels chosen, we will draw on perspectives from financial therapy and family wealth psychology, including James Grubman and Kristen Keffeler, and focuses on developing clarity, agency, and a more grounded relationship to both money and identity.

What This Work Can Support

• Greater clarity around your relationship with money

• More consistent and intentional financial decision-making

• Reduced anxiety, avoidance, or reactivity around money

• Improved communication about money in relationships

• A stronger sense of alignment between your financial life and what matters to you

• Greater clarity and agency in the context of family or inherited wealth

It’s Important to Note:

This work is not financial advising. It does not focus on what you “should” do with money.

It supports you in understanding how you relate to money, so that your decisions feel more intentional, more aligned, and more reflective of the life you want to build.